My suggestion listed here is just an inexpensive technique to bypass that if you only want your app to work and you feel self-assured that a null object below wont trigger any larger complications J0HNJ0HN 27k55 gold badges5858 silver badges8888 bronze badges 5 93 The full context (most-upvoted respond to) https://propertyingurugram.in/rbi-mpc-decision-will-your-home-loan-emis-come-down-real-estate-experts-weigh-in/